All of this at a cost of living that is among the lowest in the region. Costa Rica's cost of living can feel very affordable to retirees relocating from the U.S. The best part is that this activity is free. The median annual property tax sits at $2,573 and youll pay around $1,216 in housing costs each month. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. Youll find a variety of homes at various prices, so buyers have many choices. You can neverregret moving to Floridabecause of what spot you will choose, you will always have ample opportunities to be near natural pristine beaches, playgrounds, technology sectors, good educational sector and many shopping centers. It has a population of almost 70,000. The median home value in the city is $182,800 and youll pay around $1,291 in property taxes each year and $940 in housing costs every month. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. That is why real estate is also extremely expensive. Housing consists mainly of single-family homes, but there are some multi-family homes, too. More: 4 ways to earn big returns outside the stock market. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. Cast a line at the International Fishing Pier, explore the trails around the Deerfield Island Park and taste fresh salmon and scallops at one of the high-end oceanfront restaurants. There are also classes available in painting, photography (including digital media), dance theater for all ages. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. The people of Daytona Beach have access to an amazing restaurant scene, with their location as one the most popular spots for tourists in Florida. services are limited to referring users to third party advisers registered or chartered as fiduciaries With pristine waters, soft white sand, and crystal blue skies they offer an unrivaled view for any person who visits this city to enjoy life at its fullest. Sinkhole Resources and Commonly Asked Sinkhole Questions, See What Users Are Saying About Sinkholemaps.com >>. Are Snowbirds Florida Residents? These cheapest beach towns in Floridawill offer endless idyllic days that will help you in relishing the charms of life and make you feel rejuvenated. 1 Beach in the U.S. by TripAdvisor in 2018. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. Aside from the lovely beaches, you can visit the local falls and hiking trails. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. It is famous for its 400 miles of canals, which means you will find wonderful waterfront homes. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. Talk to a financial adviser for even more help with stretching those retirement dollars. Known as the land of five minutes, because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. It is actually a village that is made up of 6 of the Florida Keys' islands and is well-known for its relaxed atmosphere and breaktaking coral reefs. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. He also has a electrical technician degree. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'seniorlivingheadquarters_com-medrectangle-3','ezslot_4',122,'0','0'])};__ez_fad_position('div-gpt-ad-seniorlivingheadquarters_com-medrectangle-3-0'); Here is a lovely coastal town where you can secure a lovely home in the neighborhood of $130,000. There will also be plenty of opportunities to go surfing on the coast of Melbourne Beach. Places to visit:A. E. Backus Gallery and Museum, Sailfish Brewing Company, Jack Island Preserve State Park, George LeStrange Preserve, Sweetwater Hammock Preserve, Jetty Park, and many more. 1. Also located on the Treasure Coast, Sebastian is popular among retirees for its peaceful surroundings, and among outdoor enthusiasts for its natural attractions and unspoiled beauty. Called the Sunrise City, it offers a blend of entertainment and recreational activities with the features of more rural living. In Ocean Springs, the median home value is $174,000, the median annual property tax is $1,445 and the median monthly housing cost is $1,021. Downtown Delray Beach is a lively area with lots of activity happening all the time. In the towns early days, speed trials took place along the surf, and even today, driving is allowed on select spots of the beach. These are all important considerations when deciding where to retire. Clear Water Beach has long been known as Hollywood South for its beautiful sandy beaches. We adhere to strict standards of editorial integrity to help you make decisions with confidence. This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. Pensacola, a small beach town in Floridais accessible from New Orleans, Mississippi, Gulfport, Mobile, Alabama, and many southern cities. Big Pine Key. Costa d'Este Beach Resort & Spa sits steps from the sand and wraps perks like beach cruiser bikes, stand-up paddle boards, and sea . Live everyday like youre at a summer resort at Ormond Beach in Florida and enjoy clear blue waters and peachy orange sands. The Florida Treasure Coast town of Vero Beach is ideal for a family vacation where you can stay at an oceanfront hotel, park the car for the week, and use bikes or your own two feet to get around. Over $68,000 in prizes has already been given out to active posters on our . Thehomes are affordable at a median price of $140,000. There are loads of free activities to take part in, making this one of Floridas most affordable beach towns by far. Ocean Springs, Mississippi Population: 18,387 Median home price: $250,967 Median monthly rent: $1,350 Ocean Springs oozes small town Southern charm. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. Permission and instructions to access this system can be obtained from the SmartAsset access control There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. Clearwater is an endless retirement paradise. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. Titusville is also called Space City, USA because this is one of the centerpieces of Floridas Space Coast which is a mile away from Kennedy Space Centre. There is so much to see and do in Sebastian that it is amazing to consider how affordable it is. The Manatee Observation and Education Center offers environmental education and wildlife observation centers. It has not been verified or approved by the developer or association. Inland, theres the Daytona International Speedway, which hosts NASCAR races and charitable events. While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. Median Home Value: $239,600. It is located on the Treasure Coast and has been popular with retirees for years. The average home price in the city has been rising steadily over recent years, reaching $232K last year on Zillows 2018 report card, nearly 3% growth from 2017. In fact, the two can be enjoyed in equal measure if you know where to look. It is located about 30 miles north of Key West and is often overlooked as travelers head south through the Keys. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. Did you ever imagineaffordable coastal living in Floridais possible? It is free and quick. The median annual property taxes add up to $1,267. As one of the more recognizable towns on our list, Melbourne Beach might be a surprising addition to many. It is amazing to consider the number of housing communities in the area without an HOA to worry about. Known as the "land of five minutes," because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. The Sunrise City is approximately 29 square miles, diverse with heritage, culture and contemporary activities to perform. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. Saving for retirement may soon be mandatory with employers automatically enrolling new hires into plans when eligible. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. Best Lake Towns To Retire To in the South. Islamorada is known as the Sportfishing Capital of the World, hosting a larger fishing fleet per square mile than anywhere else on the planet. This is just one of the many ways to get out and enjoy the sunshine. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. 2. It prides itself on being a laid back coastal community, free of crowds and pollution. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. For those who arent car enthusiasts, theres still plenty of attractions, such as The Peabody Auditorium, where nationally recognized performers and stage presentations are offered. With amazing waterways, happening city life, lovely restaurants, there are many places to enjoy on your day trips from Tampa. This renovated one-bedroom cottage is listed for just $199,999 and this two-bedroom at $225,000. However, the unique powdery white quartz sand on Siesta Beach is one of the main and well-known attraction spots. The median home cost for those . Sebastian is also home to Pelican Island, America's first National Wildlife Refuge. Well, you can turn this dream into a reality because we are going to reveal the best beach towns in Florida to retire. It is the Nations oldest European-established settlement and it still holds on strongly today with an inhabitant count of 14,515 people living there. You will also find a vibrant theatre scene with active theatres like Vero Beach Theatre Guild and Riverside Theatre with celebrity appearances and stage performances. It is a rural community with a lot of the benefits of living in the big city. Downtown Fort Pierce will bring you to the historic waterfront district. 2023 Copyright Senior Living Headquarters, link to Are Snowbirds Florida Residents? Tampa oozes a chilling and celebration vibe among its people and is a home of famous artists, creators, and more than 98 top-class craft breweries including 47 in Pinellas and 29 in Hillsborough counties. The population is just over 24,000 and it seems to be growing every day with new residents always wanting to spend life here among pristine beaches and nature. Located in the north of Florida in Volusia County, just over an hour away from Orlando, Daytona Beach is a retirement community that attracts over 8 million visitors every year. The town itself has a rich history, so it seems that there is always something going on. Cape Coral is a beautiful city with amazing waterfront properties and unblemished nature. Titusville is thecheapest place to live on the Florida coast,famous for gorgeous beaches, memorable sunsets and rocket launching. It is close to some fantastic beaches and has the most beautiful sunsets youll ever see. In Essex, the median home value is just $191,400 compared to the state's median home value of $370,300, according to Zillow. West Palm Beach is located in Palm Beach County, Florida, and is the oldest incorporated municipality in the county. Median Household Income: $46,609. Read Also: 12 Epic Day Trips From Tampa For Less Than $150. The Lightner Museum featuring works by Harvey Madison accuser Diego Rivera (amongst others). You're getting ready to retire, and you want to go to the beach -- possibly every day. The town has everything you need as a retiree. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). In 2021, Travel + Leisures released a list stating Clearwater Beach as one of the 14 best beaches in Florida. Please register to post and access all features of our very popular forum. is in violation of the regulations of this system. That compares quite favorably when you think of the more popular beach towns that Florida is known for. In addition to the low cost of living, there are local attractions to enjoy. It has got a population of over 13,000 people, a third of whom are above the age of 65. You can build an epic sandcastle! The year-round warm weather in most parts of Florida is a blessing for seniors suffering from arthritis. This town probably has the most vibrant culture of any on our list. It is yet another of the affordable beach towns located on the space coast, but ithas a distinctive look and feel to it. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. Del Oro Groves, Northwood Estates, Charter Oaks, Eagle Estates, Morningside Meadows,and many more are the popular neighborhoods in Clearwater. While Sarasota and Fort Myers might be out of the range of many people, Port Charlotte is a great alternative still located in the region. Pensacola is Floridas most affordable beach city and its a beautiful place to retire, with idyllic white sand beaches, rivers, bayous and bays. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. 1. Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. Cities with the Best Home-Price-to-Income Ratio. platform based on information gathered from users through our online questionnaire. These cities are continuously growing in terms of diversity, education, job opportunities and standard of living. It is a quiet pace of life that many retirees crave. Thousands benefit from our email every week. (Florida and South Carolina ranked No. According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. Situated on the Atlantic Ocean, home sales averaged $260,000, as of May 2022, making beach living seriously affordable. As the lone representative of the Florida Keys, we think that Islamorada is the best small town in Florida to retire in the Keys. The best thing about living in St. Lucie? The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. You can go fishing for speckled trout and flounder at Sabine Lake and keep a look out for warblers and thrushes at Sabine Woods. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. There are few cities in the U.S. with more 55+ communities than Boynton Beach. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. You can save on auto insurance as part of your retirement plan as well by comparing rates online. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. This is a great combination if you are looking for an affordable beach town in Florida. It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. The median home value is priced at $208,800 and the median annual property tax is $1,953, while youll pay around $953 in housing expenses each month. The most important data points were cost (cost of living, median home values, median income and home prices), state taxes, transit score, walk score, volunteer opportunities, clime and 55+ community selection. Stroll down the boardwalk for more entertainment options and shopping. If you love marine life, head to the Bahia Honda State Park which is one . Tampa breweries are a mecca for all, Read More 8 Best Breweries in Tampa, FL: A Definitive Guide To BreweriesContinue, Whats the first thing that comes to your mind when you hear the name of the place Orlando? We do not manage client funds or hold custody of assets, we help users connect with relevant financial You will find a lot to do in this city. There are no guarantees that working with an adviser will yield positive returns. Titusville Median Home Price: $130,500 Titusville has miles of coastline and plenty of wildlife to explore. However, this small seaside town has recreational opportunities and scenic views that far surpass what youd expect from a location that requires such a small budget to live in. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. This South Florida town lets you experience everything from cable skiing to swimming and its award-winning "Blue Wave" beach is recognized for its excellent water quality, beach conditions, safety services and habitat conservation. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. The content provided on MoneyWise is information to help users become financially literate. The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. This is a low cost beach town that has the added advantage of being within a short driving distance to both Tampa and Naples as well. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. This place is perfect to witness local fishes, marine life, snapper, snook, and sometimes gentle manatee. There is the theater, local bars, a main street entertainment district, and so much more. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. How much do we know? When the cost of living is so low, that is just an added bonus. Or if you prefer to stay indoors, the Driftwood Bistro offers a more refined setting with an equally impressive menu of fresh seafood. 1. Places to visit: Ponce De Leon Inlet Lighthouse and Museum, Dunlawton Sugar Mill Garden, Daytona Lagoon and many more. SmartAssets Youll also find mainly single-family homes here, but multi-family residences are available, too. Fort Pierce is famous for offering world-class fishing, Farmers Market, and other ample things to do in peace. With a population of 185,000 friendly people, Cape Coral has still maintained a small-town feel. Other companies like Brown & Brown offer jobs to commerce students, Embrey-Riddle Aeronautical University offers jobs to teachers, and International Speedway Corporation offers jobs to automotive engineers and mechanics and many more. In the area is also the Indian River Lagoon, which is a great place to go boating or fishing. The temperatures reach 84 degrees Fahrenheit on average between February and April when baseball season begins here at Tradition Field at Jet Blue Park. Naples is one of the most sought-after places to live with plenty of golf courses, shops and restaurants close by. It is a small town in Florida that has a population of roughly 6,500 people. The value of an average house in Fernandina Beach is around $284,000. Vero Beach is a hidden gem in Florida, perfect for active retirees. community with a lot of the benefits of living. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. Get matched with a financial advisor today at Datalign and get on the path to financial success. ET The 10 Best Places to Retire in the U.S . Myrtle Beach, SC. US News analyzed Pensacola as the best place to live in terms of the job market, education, and quality of life. The neighborhood is well spaced out without being too spread out which helps avoid any typical inner-city traffic jams that are typical when there are just too many people driving around in one area. America's gold stockpile has fueled curiosity and conspiracy theories. The city has a strong cultural scene and art and there is no chance you will ever get bored! The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. Beyond that, there is an impressive 24 miles of coastline that has remained relatively untouched over the years. Boynton Beach Area - Florida. Located north of Vero Beach on the Treasure Coast, Fort Pierce is one of the oldest communities on Floridas east coast. So you might want to check with your accountant before making any move. I'm writing to help seniors with their questions about retirement communities, life, products and family finances. Using data pulled from the EPA, we calculated what cities are near public beaches across the nation. More than 700 freshwater springs near Orlando, Florida, Read More 10 Most Beautiful Natural Springs in Orlando to Visit This YearContinue, Located in the sunshine state of Florida, Tampa is a beautiful city to explore. All investing involves risk, including loss of SmartAsset does not Are you confident in your retirement savings? You can spend your days on the sand and your nights soaking up the nightlife. In Essex, the median home value is just $191,400 compared to the states median home value of $370,300, according to Zillow. Here are seven of the nation's best 55+ communities near a beach. Social Security: Women Get $354 Per Month Less Than Men - Here . There is the Ocean Springs Art Association, which represents over 300 local artists, and the largest fine arts festival in Mississippi, the Peter Anderson Arts & Crafts Festival. Youll find plenty of recreational activities to do outside in Port Angeles. Excellent golf courses, world-class fishing spots along with plenty of other water sports options like parasailing or boat trips to view dolphins up close make it one of the best places in the sunshine state to retire. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. Plus, theres almost seven rooms per house on average, so youll have lots of space. Reproduction in whole or in part without permission is prohibited. The beach areas are not crowded, and the coastline is largely unspoiled. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Theres plenty more than just great food and culture though; historic landmarks like The Ponce Inlet Lighthouse make this city all kinds of special. Tarpon Springs has a well maintained and vibrant downtown district that has regularly scheduled activities and plenty of entertainment and dining options. This makes it one of the best beach towns in Florida to retire. Along the Indian River Lagoon in Brevard County lies Titusville, a gateway to both nature and the space center. Thishidden gem in Floridahad 26 miles of gorgeous public beaches. Live everyday like youre on vacation in these American coastal towns with spectacular views and bargain prices. Property is extremely cheap in Port Arthur the median home value is just $65,800. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. The tourism and citrus industry is the main sector that keeps the economy of Vero Beach affluent. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. Living life close to the sea has amazing health benefits for your mind, body, and soul. This site is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Interestingly, fishing and racing fast car is very popular quieter pastimes among the residents. Fellsmere, Florida Population: 5,629 Cost of Living Index: 91 Average Home Price: $171,000 (35% below Florida average) Average Rent Price: $697 per month An Agent Publishing Company. registered with the U.S. Securities and Exchange Commission as an investment adviser. 1. The Best Places to Retire in Costa Rica. Meanwhile, Forbes Magazine numbers indicate Cape residents enjoy 4 percent fewer expenses than their peers nationwide, meaning you will be getting more bang for your buck here. You will also benefit from a coastline that has been largely immune from any type of tourist boom over the years. While there are plenty of single family homes to choose from, you can also find more than a few condominium projects if that is more your thing. Seaside living doesnt mean bankruptcy. Violators can and will be prosecuted to the full extent The City of Fort Lauderdale offers a strong employment market as well as being home to some amazing beaches. Fort Pierce is a great vacation spot in Florida in February. With over 182,000 residents (2019), Fort Lauderdale can be your perfect retirement location. But, Key West is better than Florida Keys in terms of bumping nightlife, shimmering sunset views, great food, and historic buildings like Hemingways Home. For education, Pensacola State College offers 100 programs making it one of the favorite places for the learners. There are quite a few employment opportunities available in the region for those who are still working. You will find plenty in our area where you can learn about and play from some great teachers such as PGA Learning Center which offers courses on all levels. Piper Aircraft located here offers good employment opportunities to the people. U.S. News also named Melbourne its tenth best city to retire in and one of the safest places to live and ranked it highly for quality of life. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Working with an adviser may come with potential downsides such as payment of fees (which will With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. In Alabamas Gulf Shores, you can indulge and relax and even partake in an adventure or two. , Cape Coral and Sanibel Island it offers a blend of entertainment and recreational activities the! Boom over the years the Bahia Honda State Park which is a great spot! 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